CEPAT.MUDAH.SELAMAT
Kami memberi bantuan kepada sesiapa sahaja yang mempunyai masalah kewangan dengan menyediakan pinjaman kadar faedah yang rendah dan proses kelulusan cepat.
About Us
Cahaya Utama Resources Sdn Bhd is approved by the Ministry of Housing & Local Government under the Lending Act 1951. We offer a wide variety of low interest rates to help solve your financial problems. The goal of our company is always to provide financial advice to those in need of immediate financial assistance. Whatever financial problems are causing you trouble, contact us immediately for help!
We require documentation during the loan application process. If you can complete all the documentation we require, we can approve your application immediately.
PERSONAL LOAN
We offer personal loans to meet the needs of individuals who need urgent money for various purposes, home renovations, car repair bills, debt settlement, credit card repayments and more...
Documents Required For Personal Loans:
- Photocopy of identity card
- 3-month payroll slips
-Recent 3 month bank statement (current or savings account)
- Latest electricity & water bills
- The latest EPF statement
MORTGAGE LOAN
We provide high quality secured property loans such as Terrace Homes, Semi-D, Bungalows, Condominiums, Apartments, Shop Lots and vacant lots.
We will evaluate your collateral property, and if the amount of the collateral is available to you, the cash will be given to you immediately along with the collateral receipt.
Documents Required For Mortgage Loans:
- Photocopy of identity card
-S&P (Sales & Purchase Agreement)/Title
- Certified copy
- Quit Rent & Assessment
BUSINESS LOAN
We offer business loans to meet the needs of the businessmen whether for cash flow business, business cost payments, project cost financing, company expansion costs, business debt repayment, and all your business needs.
We offer business loans at very competitive interest rates to ease the financial burden of your business.
Documents Required for Business Loans:
- Photocopy of identity card
- Business Registration Certificate
- Bank Statement
DEBT CONSOLIDATION
With our financial assistance, your debt account with another borrower can be closed. So you just need to get in touch with us to settle your debt.
What is even more interesting is that we offer flexible & affordable low-interest rates with no guarantees and no collateral required.
Not only that, but we also offer you a balance transfer loan to many parties including debt providers, banks, credit cards or other money lending companies.
Required documents:
- Photocopy of identity card
- Recent 3 Month Payroll Slip
- Recent 3 Month Bank Statements
- Electric & Water Bill Latest
- Recent EPF Statement